PM Jandhan Scheme Update – Government is sending financial assistance of full ₹ 10000 to Jan Dhan account holders

by Dhrubajyoti Haloi

Update on PM Jan Dhan Scheme: Government Providing Economic Assistance of ₹10,000 to Account Holders

Today, we bring forth this article for those individuals who have opened their accounts under the PM Jan Dhan Yojana. We would like to inform you that the Central Government is transferring economic assistance of ₹10,000 to the PM Jan Dhan accounts. In this article, we will provide you with information regarding the update on the PM Jan Dhan Scheme.

If you also want to open your Jan Dhan account , then you should have Aadhaar card, PAN card and other documents so that you can open your Jan Dhan account without any problem . At the end of the article, we will also share some important links with you so that you can easily get such important articles.

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Overview of PM Jandhan Scheme Update

article name PM Jandhan Scheme Update
Scheme Name PM Jan Dhan Yojana
account name PM Jan Dhan Bank Account
Who can open the account? All the citizens of the country can open their own Jan Dhan account.
How many rupees overdraft will be available? Full ₹10,000
Account opening mode offline
Official Website Click Here

Government Provides Complete Economic Assistance of ₹10,000 to Jan Dhan Account Holders

Great news for Jan Dhan account holders! The government has issued a new update regarding this, which we will provide you with in this article. The Central Government is transferring a total of ₹10,000 to the accounts of all Jan Dhan account holders. For this purpose, the government offers beneficiaries an overdraft of ₹10,000. The facility of overdraft means that even if there is no money in your account, you can still utilize ₹10,000. It is worth mentioning that a total of 47 crore account holders have already benefited from this scheme, resulting in their economic development. This scheme has ensured the financial progress of impoverished families.

How can I avail the facility of overdraft?

If you also wish to avail the ₹10,000 overdraft facility, you will need to open your account under the PM Jan Dhan Scheme. After opening a Jan Dhan account, you can enjoy the benefit of ₹10,000 even with zero balance in your account. To open a Jan Dhan account, you will have to follow the offline process, and a step-by-step guide for the same is provided in this article. Therefore, please read it carefully.

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How to Open a PM Jan Dhan Account?

If you also want to open your Jan Dhan account, please carefully follow the steps provided below:

💥 Step 1: Visit your nearest bank branch to initiate the process of opening a Jan Dhan account.
💥 Step 2: Collect the Prime Minister Jan Dhan Account Opening Form from the bank.
💥 Step 3: Fill in the required information in the form accurately and attentively.
💥 Step 4: Attach the requested documents with the application form and submit it to the bank. Ensure that you receive the receipt for the submission.

By following the above steps diligently, you will be able to easily open your account under the PM Jan Dhan Scheme and avail its benefits.


Today, through this article, we have provided you with complete information regarding the PM Jan Dhan Scheme Update. Along with that, we have also explained how you can open your Jan Dhan account. By reading this article carefully and following the process we have provided, you will be able to easily open your Jan Dhan account and avail its benefits. We hope that you have found the information in this article helpful. Please like, share, and comment to show your support, and stay connected with our website.

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Important Links

Official Website Click Here

Frequently Asked Questions (FAQs) about PM Jan Dhan Scheme:

Q1: What is PM Jan Dhan Scheme?

A1: PM Jan Dhan Scheme, also known as Pradhan Mantri Jan Dhan Yojana, is a financial inclusion program launched by the Indian government to provide access to banking services, financial literacy, and insurance coverage to the unbanked population of the country.

Q2: Who is eligible to open a Jan Dhan account?

A2: Any Indian citizen above the age of 10 years, who does not have a bank account, can open a Jan Dhan account under this scheme. The account can be opened with zero balance requirements.

Q3: What are the benefits of the PM Jan Dhan Scheme?

A3: The PM Jan Dhan Scheme offers several benefits, including a RuPay debit card, interest on deposits, access to various financial services such as savings and remittance facilities, overdraft facility, and insurance coverage.

Q4: How can I open a Jan Dhan account?

A4: To open a Jan Dhan account, visit your nearest bank branch, collect the PM Jan Dhan Account Opening Form, fill in the required details, attach the necessary documents, and submit the application form to the bank.

Q5: What is the overdraft facility under the PM Jan Dhan Scheme?

A5: The overdraft facility allows Jan Dhan account holders to withdraw up to ₹10,000 even if their account balance is zero. This facility provides a financial cushion to account holders during emergencies.

Q6: Can I link my existing bank account to the Jan Dhan Scheme?

A6: No, the Jan Dhan account is a separate account opened specifically under the PM Jan Dhan Scheme. However, if you have an existing bank account, you can still benefit from the scheme by availing its features and services.

Q7: Is there any fee or charge for opening a Jan Dhan account?

A7: No, there are no charges or fees for opening a Jan Dhan account. The account can be opened with zero balance requirements, making it accessible to everyone.

Q8: Can I avail of the PM Jan Dhan Scheme benefits if I already have a bank account?

A8: The PM Jan Dhan Scheme primarily targets individuals who do not have a bank account. However, certain benefits like insurance coverage and financial literacy programs can be extended to existing account holders as well.

Q9: Can I transfer money to my Jan Dhan account from another bank account?

A9: Yes, you can transfer money from another bank account to your Jan Dhan account using various online and offline banking channels such as NEFT, IMPS, or by visiting the bank branch.

Q10: Where can I get more information about the PM Jan Dhan Scheme?

A10: For detailed information about the PM Jan Dhan Scheme, you can visit the official website of the scheme or contact your nearest bank branch.

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